It’s a dream we all have – to own our own home and stop paying rent. But if you’re like most renters, you feel trapped within the walls of a house or apartment that doesn’t feel like yours. How could it when you’re not even permitted to bang in a nail or two without a […]
Buyers
Financial Terms Glossary
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z adjustable-rate mortgage (ARM)A mortgage whose interest rate changes periodically based on the changes in a specified index. adjustment dateThe date on which the interest rate changes for an adjustable-rate […]
Escrow: Now What?
Congratulations, you are on your way to owning your very own home! Follow these suggestions (and the advice of your Realtors ®) so that escrow and settlement with go as smooth as possible. You will be asked for a down payment on the home you are purchasing. You can choose to put down as much […]
What Are Closing Costs?
You’ve found your dream home, the seller has accepted your offer, your loan has been approved and you’re eager to move into your new home. But before you get the key, there’s one more step–the closing. Also called the settlement, the closing is the process of passing ownership of property from seller to buyer. And […]
Making an Offer
Before the offer to purchase is created, it is very important that you have been at least pre-qualified or better yet pre-approved by a lender. This is one of the best negotiating tools a buyer can have. It shows the seller that you are financially able to purchase the home. After you have found the […]
First-Time Home Buyers
If you are a first-time home buyer, use the guide below for helpful hints and tips and learn how to avoid common mistakes when buying your first home in Staten Island. Pre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a home. Pre-Approval: While knowing how much you can […]
Buying a Home in Staten Island
Finding and purchasing a home that will meet your needs is a significant and often stressful time. Our goal is to make this transition as smooth as possible. We are experts in the area, and once we learn what it is that you’re looking for, finding your dream home is simple. Before you start looking […]
Get Hot NEW Listings
Beat out other buyers to Hot New Listings Receive Priority Access To ALL New Listings That Match Your Home Buying Criteria Here’s how it works… Our Exclusive Buyer Profile System saves you Time and Money. Simply tell us what you’re looking for and get priority access to ALL homes that match your criteria, Including unlisted and off market […]
Foreclosures Hot List
Distress Sales/Bank Foreclosures Hotlist Get your copy by completing the form on this page. Distress Sales resulting from bank foreclosures often represent a great way to get a fantastic deal on a home. It’s not easy for the average home buyer to find these deals, because you have to keep searching to see when one comes […]
Stop Paying Rent
Don’t Pay Another Cent in Rent to Your Landlord Before You Read This FREE Special Report Get FREE Instant Access by completing the form on this page. If you’re like most renters, you feel trapped within the walls of a house or apartment that doesn’t feel like yours. How could it when you’re not even […]